Skip to main content

3 simple ways to save money

By

 

Hello Guyss, 

3 simple ways to save money

1.   RECORD YOUR EXPENSES!

           How can we record our daily expenses? - Quora
                                        Source: Google

The first step to start saving money is to figure out how much you spend. Keep track of all your expenses that means every coffee, household item, and cash tip. Once you have your data, organize the numbers by categories, such as gas, groceries, and mortgage, and total each amount. Use your credit card and bank statements to make sure you’re accurate and don’t forget any.


2. BUDGET FOR SAVINGS

              The 50/30/20 Budgeting Rule—How It Works
                                                     Source: Google

Once you have an idea of what you spend in a month, you can begin to organize your recorded expenses into a workable budget. Your budget should outline how your expenses measure up to your income so you can plan your spending and limit overspending. Be sure to factor in expenses that occur regularly but not every month, such as car maintenance.


3. SET SAVINGS GOALS

One of the best ways to save money is to set a goal. Start by thinking of what you might want to save for perhaps you’re getting married, planning a vacation, or saving for retirement. Then figure out how much money you’ll need and how long it might take you to save it.

Here are some examples of short- and long-term goals:

Short-term (1–3 years)

  • Emergency fund (3–9 months
    of living expenses, just in case)
  • Vacation
  • Down payment for a car

Long-term (4+ years)

  • Down payment on a home or a
    remodeling project
  • Your child’s education
  • Retirement


THANK YOU GUYSS!!
Hope you all learn something.






References:

Labels:

Comments

Post a Comment

Popular posts from this blog

Nearest Park from my Home town

By
  HI GUYS  Let me talk about the nearest park from my home town to you guys. GUNUNG LEDANG Source : Google  Source :Google  Gunung Ledang National Park lies simply inside Johor's fringe with Melaka, around 30 km from the town of Muar. The recreation center encompasses the famous Mount Ophir, presently called Gunung Ledang, which is 1,276 meters high. As per a sign at the passage to the recreation center, Gunung Ledang is Malaysia's 64th most elevated mountain and the 6th generally hard to ascend, be that as it may, as should be obvious from the more point by point list on myMalaysia Mountains page, Ledang is in reality just the 134th most elevated pinnacle, and it doesn't rank in the best 20 tops as far as trouble. SOURCE : GOOGLE  There are different legends relating to the mountain including an otherworldly princess, gold and silver stores, the renowned warrior Hang Tuah and that's only the tip of the iceberg. It is viewed as a profound spot. One of the rumore...
Post a Comment
Read more

habit

By nursafia
morning guys !   aku nak share pasal habit aku, semua orang ada habit kan ? so habit aku ni aku suka dengar lagu kanak kanak huhu ^-^ sebab aku memang suka dengar lagu, kadang kadang bila adik aku buka tv ke youtube ke aku tumpang ah menyelit senyap senyap tak pun pasang telinga hehe.  so lagu yang pemes sekarang mestilah didi & friends (sape je taktahu en), suka betul aku kalau adik aku buka lagu tu mesti aku akan curi curi tengok HAHAHAHA. aku suka lagu ni sebab aku rasa aku ni masih muda 😋 hehehehe  lagu kedua pulak aku suka dengar lagu omar & hana sebablagu lagu ni semua tentang islam. bagi aku lagu ni bagus kalau dideahkan kepada anak anak yang sedang membesar sebab dapat lah juga untuk diorang mengenal adab dalam islam.  chichi & chacha apa kurangnya best juga kalau dengar. kadang kadan boleh tambah ilmu pengetahuan sebab dalam cerita ni (cerita ke lagu ea ? whatever lah) akan ada satu slot yang menguji ota...
Post a Comment
Read more

Tips Belajar

By
 Pernah tak kita rasa macam belajar macam nak rak, lepastu rak patah? Maknanya belajar tapi tak masuk masuk. Mesti selalu kan? Sekadar duduk dalam kelas masuk telinga kanan lepastu keluar sebelah kiri. Ataupun dalam kelas fokus 101% tapi selepas 3-4 hari kemudian kita dah lupa. Itu maknanya ada kesilapan dalam teknik kita belajar.          Maka dengan ini , dengan penuh keikhlasan hati, saya nak berkongsi  tips and trick  belajar. Sebelum itu, hendak saya claim , saya bukan student  perform  dan tips ini dikongsikan hasil daripada soal selidik dan kajian melalui internet.         Sebagai seorang  deck cadet,  sepanjang pengajian kita di ALAM banyak matapelajaran yang berasaskan teori. Dengan itu, lebih banyak aktiviti menghafal yang perlu diamalkan.  Menurut Dr Fadhilah Kamsah semasa belajar kita: Kita ingat 10% apa yang dibaca Kita ingat 20% apa yang didengar Kita ingat 50% ap...
Post a Comment
Read more