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3 simple ways to save money

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Hello Guyss, 

3 simple ways to save money

1.   RECORD YOUR EXPENSES!

           How can we record our daily expenses? - Quora
                                        Source: Google

The first step to start saving money is to figure out how much you spend. Keep track of all your expenses that means every coffee, household item, and cash tip. Once you have your data, organize the numbers by categories, such as gas, groceries, and mortgage, and total each amount. Use your credit card and bank statements to make sure you’re accurate and don’t forget any.


2. BUDGET FOR SAVINGS

              The 50/30/20 Budgeting Rule—How It Works
                                                     Source: Google

Once you have an idea of what you spend in a month, you can begin to organize your recorded expenses into a workable budget. Your budget should outline how your expenses measure up to your income so you can plan your spending and limit overspending. Be sure to factor in expenses that occur regularly but not every month, such as car maintenance.


3. SET SAVINGS GOALS

One of the best ways to save money is to set a goal. Start by thinking of what you might want to save for perhaps you’re getting married, planning a vacation, or saving for retirement. Then figure out how much money you’ll need and how long it might take you to save it.

Here are some examples of short- and long-term goals:

Short-term (1–3 years)

  • Emergency fund (3–9 months
    of living expenses, just in case)
  • Vacation
  • Down payment for a car

Long-term (4+ years)

  • Down payment on a home or a
    remodeling project
  • Your child’s education
  • Retirement


THANK YOU GUYSS!!
Hope you all learn something.






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